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6 MARINE REVIEW. Mutiny on the Lakes. The case of mutiny before United States Commissioner Fitzgerald of Buffalo is the first of the kind reported on the lakes. 'The sections of the United States statutes covering this crime were only made applicable to offenses on the lakes by an act passed Sept. 4, 1890, chapter 874, vol. 1, supplement to re- vised statutes. It says that every person who shall upon any vessel registered or enrolled under the laws of the United States, and being on a voyage on any of the great lakes or connecting waters, commit any of the acts mentioned in chapter 3 of title 70 of the revised statutes, shall be punished as mentioned there- in. Section 2 of the act invests in circuit and district courts jurisdiction necessary for punishment of these crimes committed on the lakes. Sections 5,359 and 5,360 of chapter 3, title 70, are laws re-. lating to mutinous conduct which were made valid on the lakes by the act mentioned. Section 5,359 says if any one of the crew of any American vessel on the high seas, or other waters within the admiralty and maritime jurisdiction of the United States, endeavors to make revolt or mutiny, or solicits, incites or stirs up any other of the crew to disobey or resist any lawful order of the master, or other officer of such vessel, or refuse or neglect proper duty on board thereof, or betrays proper trust, etc., or unlawfully confines the master, etc.,he shall be punished by a fine of not more than $1,000, or by'imprisonment of not more than five years, or both. Section 5,360 refers to the crew usurping or changing the command on board, and provides a penalty of $2,000 and ten years imprisonment. _ The case in question was reported by Capt. McFee of the schooner Nelson, towed by the steamer Folsom. While coming down Lake Huron, the captain ordered three sailors to scrape down the mainmast but one of them named O'Donnell attacked the captain, who defended himself though receiving a blow in the face. Later, two other men and O' Donnell made another attack on the captain, but this time he was ready for them and threatened to shoot the first man that laid hands on him. O' Donnell was arrested and his case is still pending. Some Figures on Mutual Marine Insurance. In view of the recent criticism by vessel owners upon the action of the marine insurance companies in incorporating an ambiguous clause in their policies, limiting their liability in case of grounding in the rivers, and the wide-spread talk with reference to the advisability of forming a vessel owners' mutual marine insurance company, the following statements compiled from the official reports of the companies named below, and con- taining the results of their marine insurance busines during the year 1891, will be found highly interesting. The figures are taken from the twenty-fourth annual publication of the Fire In- surance Pocket Index,published by the Spectator Company, No. 14 Cortlandt street, New York. AETNA INSURANCE Company: Founded in 1819; original capital, $150,000; present capital, $4,000,000; present surplus, $2,702,019; total assests, $10,659,139; cash dividends actually paid in 1891, $720,000, being 18 per cent. on the present capital. This company collected in 1891 $154,654 in marine prem- iums. Its payments on account of marine losses were $30,621. Adding to the losses paid 20 per cent. of the gross marine prem- iums collected for the expense of doing business and we get a total payment on account of marine business of $61,551, leav- ing a profit on this class of business of $93,103, or over 60 per cent. of the grossmarine premiums collected. This company collectedin 1891 more than five dollars in marine premiums for each dollar paid in marine losses. CINCINNATI UNDERWRITERS': 'Thiscompany collected in 1891 $64,291 in marine premiums and paid $29,707 in marine losses. Adding to the losses 20 per cent. of the gross premiums collected to cover the expense of doing the business, we get total 'payments on account of marine business of $42,565, leav- ing a net profit from the marine business of the company of $21,726, or 34 per cent. of the gross marine premiums collected. DETROIT FIRE AND MARINE INSURANCE COMPANY: 'This company collected in 1891 $13,395 in marine premiums and paid $4,718 in marine losses. Adding to the losses 20 per cent. of - the premiums for expenses, gives total payments on account of marine business of $5,998, which is 45 per cent. of the marine premiums. | GREENWICH INSURANCE Company: 'This company col- lected in-marine premiums in 1891 $166,479 and paid $75,028 in marine losses. Adding to the losses 20 per cent. of the prem- iums collected,to cover expenses, gives a total payment of $108,- 323 on account of the marine business, leaving a profit on this class of business of $58,156, which is 35 per cent. of the gross premiums collected. NORTHWESTERN NATIONAL INSURANCE COMPANY OF MIL- WAUKEE: [his company collected in 1891 $8,228 in marine premiums and paid $4,177 in marine losses. Adding to the losses 20 per cent. of the premiums, to cover expenses, gives a total payment on account of marine business of $5,822, leaving a profit to the company of $2,406, which is 29 per cent of the gross marine premiums. SECURITY INSURANCE Company: 'This company collected in 1891 $84,861 in marine premiums and paid $51,141 in marine losses. Adding to the losses 20 per cent. of the marine prem- iums, to cover expenses, gives a total payment on account of marine business of $68,113, leaving a profit to the company on this business of $16,748, or 1934 per cent. of the gross marine premiums. Ca Vessel owners can reflect with profit upon the following summary of the business of the six companies: Companies. 1891. 1891 Marine premiums received. Losses paid. MOUND sevctoacs obec mcemiadouece edits frapelusnr sere mu eee eae $ 154,654 $ 30,621 Cineiamat Windlenwititers's ssc tens e-ateccsseeeee 64,291 29,707 Detroit Fire & Marine Insurance Company.... 18,395 4,718 Greenwich. coca dcccdeeseacntiseipcu do seegssic sesame 166,479 75,028 Northwestern Nationals ss.cswsdaceneansecssaeceeetss 8,228 4,177 WOCUTILLY..ccccsceateeentns cenaddivtt arrest acneennsdusemmneennies 84,861 51,141 Motels eavegeetasodceedsshoanacescs secs ace hee $491,908 | $195,392 Allowing the usual extravagant 20 per cent. of prem- iums for expenses and adding it to losses paid, gives a total pay- ment by the six companies of $293,774, leaving a profit for the season of $198,134, or more than 4o per cent. of the gross prem- iums. Allowing a mutual company 10 per cent. of premiums for expenses of doing business, which is certainly ample, a mutual company which collected the same amount in marine insurance as was collected by these six companies in 1891 ($491,908) could pay the marine losses incurred by these companies, ($195,392) de- fray all expenses of doing business, ($49,190) and have $247,- 326, or more than 50 per cent. of its gross premiums to return to its members. Perhaps the most curious salvage case on record is that of the ship Two Friends, which stranded on the coast of Cuba and was abandoned by her crew. Another ship, the John Blake, met with a similar fate, and her crew, in attempting to find a landing place, came across the stranded I'wo Friends, which they managed to get off and to navigate to England without further mishap. 'The judge who tried the case decided that sal- vage services had been rendered, but of only ordinary difficulty and merit, inasmuch as the crew of the John Blake salved the Two Friends in order to save their own lives. 'Ihe owners of the John Blake, of course, got nothing, but the salving crew re- _ ceived $1,750 out of the total value of $6, 185.--Fairplay. kes"Send 75 cents to the Maring Revirw Review for a binder that will hold 52 numbers.