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94 THE MARINE REVIEW 136 surveys were held on vessels in the association, 10 of which showed no damage. On the other 126 surveys, the estimated damage was $367,734. When we take into consideration that the total gross tonnage of vessels in the association is approximately two- thirds of the whole insured fleet, it will at once be apparent that our partial losses are in percentage much smaller than on the vessels not in our membership, further demonstrat- ing the satisfactory purposes of our labors eventually to. eliminate the avoidable accident. “While we know that preventable losses have materially decreased since result in claims under our certificates. This is slightly in excess of the 1915 record in which 122 accidents were reported. However, in 1915 only a trifle over half of the fleet went into commission at the opening; the bal- ance at intervals up to September, from which we will understand that although ‘there are a greater number of accidents this year, the percentage is less in consideration that all ves- sels were in commission from the opening of the season. “Tn dividing the losses according to the months in which they occurred and in the percentage which each month’s loss bears to the whole, we Accidents Reported During Sailing Seasons Nature of accident 1909 PURDAR OU Sie aoe pieces pss wi icece Cc 54 GrOUNUInOS. cit Gs re ie ie se 128 Collisions Goh. ees. RG arene 125 ptriking Obstructions <6 5.%. «<3 25 Mtriicine “leks 2 eo ee eee 5 Striking bridges, abutments, docks, breakwaters, buildings, piers, lock- - walls, piling, buoy lights, canal walls, harbor and channel banks. 48 MEG = GAIMAGe ke ee on oe eye Shins 3 HEXDIOSIONS >. os. i cates ee ee ee se Stress of) weather. 33 6 sc woe ccs 9 Machinery damage erie oe ene: 12 Rudder damage: icy oe cea ee WIRE damage si cos os cst oot eos ais Bent and broken quadrants......... POUT MAMAGE i. scien oe ke BEd weaiot Collapsed decks 0.65 bcc cies soe wos Wateo “Heating oi. 5 6 ees ee le ISeRal vESPCnSes. oe tSv kicdcro weak HOSE AMCHOES ac he ce pe ee eke: Tee sama e ee ie ed on ae Salvage, Assn, f€eS. 6. ices eae ess ATOUMOW Eo rei ce eek a ee Broken deck winches........../.... Loading: ris fellon ‘deck: i063. os oc5 Broken quadrant and rudder........ Canon. SHUted sated io eissik oa eee tas Ran over wreck steamer JOLIET.... icost “shoe “and “rudders os. eines: Flooded: Open sea cock.....-.... MENGCd ALE ce cee eee esok 5 kg oe ‘Twisted ridder, ‘stock 3.00 te. aes Gas. ‘explosion: 2.0.2 46 re amar pene Petsonal injuries: oss ois ee eee eas Migoritio sdamiave eos. Gee ck Damaged * lines: 200.55 iw ea oes me Ota 1OSSESAT See si eee a 4 . HoneeDephd. % . Years— es 1910 AO TAL 2 L903 L014 1915 1916 og 14 31 20 18 30 18 60 42 30-19 21 28 30 88 66 50 52 15 26 31 17 8 12 10 2 2 1 40 38 38 30s S22. 28 35 1 4 a 1 1 a 1 ihe Be 1 2 ve 2 4 1 2 1 4 1 3 2 es 3 4 5 1 1 ; 4 7 bee 1 3 8 1 2 ; ae ae ne 1 Ree Be 1 1 a Beets aa Ne 1 cae : 1 1 a es 3 Se 1 vs ve re 1 ie phe ae 2 ae ae 1 1 wis Pe es 1 = se os i! ri we ue 1 a Ae ee ve is 2 e ae hee 2 6 3 1 9 2 1 OLAS ena re ec ed heen ue 428 290 198 AT. co EO O 92 122 133 the inception of your association, it is an unquestionable fact that a great many of the partial losses this season were entirely avoidable and regardless of the quite satisfactory monetary © result of our operations, we feel there is no reason why a greater profit should not have obtained. We trust our subscribers will continue with re- newed effort during the coming sea- son further to reduce these unneces- sary losses by close observation for infractions of pilot rules and the rules of your association and, by examina- tion into the details of each accident, applying whatever criticism is neces- sary to avoid a repetition. “From the opening of the navigat- ing season on April 15 to the finish of the post-season sailings, there have been 133 accidents reported which will present the following comparison as between 1915 and 1916: —1915— —1916— 'Num- Percent- Num-. Percent- ber age ber age of of the of of the acci- whole acci- whole Month. dents. loss. dents. loss. ADR etek 4 4.86 12 5.87 dS ee pate lie 14 9.03 20 21.43 PUNE oor si ae, 7 4.60 15 6.65 SV) eae Oi a pe 10 4.24 14 17.07 Do CC age Sa 7 5.95 15 12.06 BEPC rise. 17 23.59 13 Toot (ONcy an Garren hmaeae 20 18.22 23 13.77 Nove rie. 39 29.51 18 13.47 Dec ee: 1 Sittali eS 2.37 122 133 “There is quite a noticeable reduc- tion in the percentage of losses in the fall months that is, indeed, grati- fying and indicates that more caution is being exercised by our navigators in that portion of the year which is always contended to be the most March, 1917 hazardous. However, we believe this result is proof that with proper pre- caution and the exercise of good judgment on the part of the navigator and with the assistance of our effi- cient weather department, there is no reason to assume that sailings during November and December are much more hazardous than in the summer months. “Tt was decided to continue in the season of 1916 the reservation of 25 per cent from conventional insurance as in 1913, 1914 and 1915. At the meeting of the advisory committee, held on April 11, 1916, the rate of initial contribution for the current fiscal year was established at 3.25 per cent net, pro rata, being the same as the intial contribution for the fiscal year 1915. The lake time clauses for 1916 were practically the same as in 1915. The association adopted the un- derwriter’s rider providing for post- season sailings and for navigation be- tween April 1, noon, and April 15, midnight, which was found so _ bene- ficial to our members in the advantage provided for securing contracts for cargoes that required the sailing of vessels after Nov. 30, midnight. This rider was practically the same as in 1915. “The rates named by the under- writers were as follows: Navigation between noon, April 1, to midnight, April 15, pro rata daily navigating rate; sailing after mid- night, Nov. 30, warranted sailing on last voyage not later than midnight, Dec. 12, not below Montreal, 1 per cent. For sailings after midnight, Noy. 30, one trip only, not below Montreal: Warranted sailing not later than Dec. 5, % per cent; war- ranted sailing not later than Dec. 8, 3% per cent; warranted sailing not later than Dec. 12, 1 per cent. Port to port in one lake only; light for the purpose of laying up; sailing not later than Dec. 12, midnight, 4% per cent. If the vessel is on a voyage at mid- night, Nov. 30, and sails again after arrival, the premium hereinabove pro- vided for navigation after that date shall be in addition to the pro rata of season rate provided in the policy. “In the season of 1916 there was no change in the rules of the associa- tion with regard to the eligibility of subscribers. However, there were a great many changes in the ownership_ of vessels, many of the subscribers being thereby eliminated and others admitted to membership. In the fiscal year of 1916 there were 219 vessels entered in. the associate membership of the association. The regular an- nual dues of $10 per boat were charged to cover their proportion of the ex- pense. ‘The associate membership be- ing amenable to the same rules and regulations as the vessels in the reg- ular membership, were supplied with copies of circulars, The Bulletin, and other matters relating to the rules and i